While each province and territory has its own laws governing
wills and estates, they are fairly consistent across Canada. Those laws
largely protect the will and its testator — the person writing it — and
allow very few ways to revoke or invalidate it.
In order to be valid, a will must be:
- in writing (audio or video versions aren’t acceptable);
- signed at the bottom;
- witnessed by two people, although some exceptions apply.
Some provinces also accept holographic wills, which are written
and signed entirely in the testator’s own writing and are valid without
a witness. One remarkable example dates from 1948 when a Saskatchewan
farmer became trapped under his tractor during a storm and scrawled “In
case I die in this mess, I leave all to the wife” on the tractor’s
fender. It was submitted as his holographic will and held up in court.
Be warned, though: because they lack witnesses, a holographic
will can be easier to contest. Also, they are not legally recognized in
British Columbia, Newfoundland and Labrador, Nova Scotia, and Nunavut.
Military personnel on active duty can also complete an unwitnessed will.
In some areas, a minor’s will is not recognized, but exceptions
can apply. In Ontario for example, anyone under 19 can have a valid
will if they are or have been married, are a member of the Canadian
Forces, or are a sailor currently at sea.
Once a valid will exists, it can still be revoked in several ways.
Creation of a new will: Your most recent will is considered the valid one and it nullifies any previous version.
Marriage and divorce: In most provinces,
getting married does revoke your will, unless it contains a declaration
acknowledging “contemplation” of marriage.
On the other hand, a divorce will not revoke your will. It may,
however, void any bequests made to an ex unless the will or an
amendment was made after the divorce to clearly indicate that you want
them to receive the gift.
Destruction: If the testator burns, tears,
or otherwise destroys the document, or enlists someone else to do it,
this is considered a form of revocation.
Intention to revoke: A written document
stating an intention to revoke a will in whole, or in part, is also
considered a valid revocation in most jurisdictions. An implied
intention isn’t enough.
Destroying or revoking your current will does not revive any
previous version and you are considered “intestate” until you create a
new one. If you die intestate, the province or territory decides where
your assets go.
Unrecognized changes: Changing your will
could invalidate it if the change isn’t properly made. Don’t just
scribble something out or write a note on the existing document.
On the other hand, these won’t revoke your will:
You can leave your assets to whomever or whatever you please,
but dependents may be able to apply for support if you didn’t leave any
To best avoid any contest or fights over your will, discuss it
with your family and beneficiaries. The main grounds for effectively
contesting a will are if the testator was unduly influenced or at a
diminished capacity. You can help prevent this by explaining why you are
making the choices you’ve made
Also, review and update your will every few years, or if a life
change occurs. If you have a child or buy a house, you should update the
will to reflect new beneficiaries and assets.